For more than 50 years, Kouzmanoff Financial & Insurance Services, Inc. has served small and medium sized businesses by placing the highest quality and most cost efficient employee benefit plans for clients, including life, health, disability, long-term care insurance, and retirement plans.  Representing major insurance carriers, Kouzmanoff Financial is dedicated to insuring most individuals' single most important financial asset - their good health, which allows them to work and produce needed income.